Anyone who sends money abroad knows how inconvenient it is. Banks take days, sometimes weeks, to clear payments, and they collect a hefty fee in between. And God forbid, when errors occur, money vanishes into thin air. “Banking now is like sending a letter—you send it [and] you don’t know if it reached [its destination],” observed Chris Larsen, CEO and co-founder of Ripple, a San Francisco-based startup. His vision is simple: Money transfer should be like sending an iMessage, where you immediately know if and when it arrives. It’s a bold, disruptive idea for sure, but it’s a vision eagerly embraced by heavyweights on Wall Street.…No-brainer.
Fortune
What Wall Street’s Obsession With Blockchain Means for the Future of Banking
Howard Yu | professor of strategic management and innovation at IMD
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